Christmas Presents to Avoid Buying this Year
Here we sit. Three days before Christmas and for many people, with much shopping to still be done. But while you might be running around today picking up those last few items, we thought it might be a good idea to create a list of things not to buy. After all, it’s this last-minute shopping that…
Read moreAre You Shopping on Super Saturday?
It didn’t seem that long ago that we started celebrating Black Friday here in Canada; and we’ve just started getting used to the idea of Cyber Monday. But now, Super Saturday? Just what is that? And is it just a gimmick, or are there real bargains to be had? Super Saturday is the last Saturday…
Read moreMoney Talks: Volume 56
There wasn’t a huge amount of real estate and mortgage news this week (perhaps because the last several weeks have been dedicated to such within the headlines,) but we did manage to find a plethora of personal finance articles. And maybe that’s appropriate given that we’re now only four full days away from Christmas and…
Read moreWhat Not to do when Holiday Shopping
It’s official. We now have less than one week to get ready for Christmas. And while it may be too late to get your holiday shopping done early, we still have some tips for you on how to make the most of your shopping, namely in the way of these top tips on what not to…
Read moreWhat is the New Risk Fee on CMHC Insurance?
It wasn’t that long ago that we wrote a post about the new risk fee imposed on CMHC, that will begin being charged in 2014. While our earlier post spoke about how it would be the private insurers, Genworth and Canada Guaranty, that benefit the most from this, we’ve received lots of questions asking us…
Read moreWith Real Estate Agents, do You get what you Pay For?
There’s a funny thing with real estate agents, and it’s called commission. Some charge 5 per cent, some 7. Others still get away with charging only 3, or as low as 2.5 per cent commission. But why the difference in commission rates? And are real estate agents really worth 7, sometimes up to 9 per…
Read moreDeutsche Bank: Canada’s Housing Market is Overheated by 60%
The Deutsche Bank based out of Germany has just recently released a report showing the most overvalued and undervalued housing markets in the global economy, and it’s put Canada at the very top of the list. While the top ten is also made up of Belgium, New Zealand, Norway, Australia, France, Britain, Sweden, Finland, and…
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