Market Monitor

We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with CMI.

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15 February 2017

In the Wake of New Lending Rules, Variable-Rate Mortgages are Becoming More Popular in Canada

New mortgage rules have made it harder for Canadians to qualify for five-year fixed rate mortgages. Luckily, variable rates continue to offer more savings.

12 December 2016

Canada’s Mortgage Rates Remain Low – For Now

Canada’s mortgage rates remain near historic lows, but developments south of the border indicate a shift may be under way.

23 November 2016

Money Talks Volume 4

Donald Trump’s surprise election victory appears to be sending a “sell Canada” signal to the financial markets. This edition of Money Talks looks at the state of the Canadian market in the aftermath of the US election.

12 July 2016

Money Talks: Volume 1 (2016)

Money Talks returns with a look at how the UK’s referendum on European Union membership is influencing Canada’s mortgage market.

26 June 2016

Strong Mortgage Regulations Make Canada Resilient to Housing Crisis: Moody’s

Rock-bottom interest rates are driving an unprecedented housing boom that has many economists worried about an overvalued market. But a recent report from Moody’s suggests Canada is more than capable of withstanding a market correction without a US-style recession.

19 May 2016

When (and How) to Use Second Mortgages

If you’re a homeowner, deciding whether to extract equity from your property is one of the most important decisions you’ll ever make. If you leave your existing first mortgage intact, and look to add another loan on top, this is what is known as a second mortgage. This is a potentially powerful financing options for homeowners with a lot of equity or those struggling to qualify for an unsecured loan.

16 May 2013

Will the New Mortgage Rules Benefit B Lenders?

A few days ago Canada Mortgage Trends announced that they had been told by the Office of the Superintendent of Financial Institutions (OSFI) that all mortgages in Canada could be capped at a 25 year amortization. Not surprisingly, this news has spurred lots of conversation around the country, and the potential impacts this move could…