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CMI Financial Group Appoints Elizabeth Wood Chief Operating Officer
TORONTO, Feb. 3, 2026 /CNW/ – CMI Financial Group (CMI) is pleased to announce the appointment of Elizabeth Wood to Chief Operating Officer (COO), effective February 1, 2026. In her new role, Elizabeth will lead enterprise operations across the CMI platform, strengthening execution, scalability, and operational excellence as the organization continues to expand nationally. As part…
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What We Can Learn From Institutional Investors in Housing
Institutional investors have become convenient scapegoats for those seeking a simple explanation for the housing affordability problem. The assumption is that if they didn’t own these properties, more homes would be available to prospective buyers. The reality, however, is much more complex. Certainly, there are some fund managers who view housing purely as an asset…
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Rethinking CMHC’s Guarantee to Support Housing Delivery
The 2025 federal budget included a significant expansion of the Canada Mortgage Bonds (CMB) program, aimed squarely at increasing housing supply, particularly multi-unit rentals. Beginning in 2026, the annual CMB issuance limit will increase from $60 billion to $80 billion, with the incremental $20 billion dedicated solely to CMHC-insured multi-unit rental projects. This policy shift…
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Geopolitics and Affordability
For homeowners and prospective first-time buyers, interest rates are a key determinant of affordability. While it is unlikely the Bank of Canada will change its current policy stance in the near term, that does not mean interest rates will remain static. The central bank can influence the short end of the yield curve, but longer-term…
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Mixed Inflation Results Will Keep the Bank of Canada Sidelined
Headline CPI inflation edged up slightly to 2.4 per cent year-over-year (y/y) in December, coming in slightly above consensus expectations. The uptick largely reflects base effects from lower prices a year earlier, when the federal government implemented a brief sales tax holiday. The temporary GST/HST exemption in December 2024 applied to spending on items like restaurant…
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On the Trail of Heffalumps and Woozles — Why Policymakers Are Following the Wrong Tracks
Focusing on institutional investors may overlook the real forces driving home prices and rents1 Canada is not alone in its housing affordability challenges. Similar concerns have emerged in the U.K., Australia and the U.S. The U.S. administration has recently put forward a series of proposals aimed at easing affordability pressures. In a recent statement, the…
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December Employment Data Signals Slowing Growth
Canada’s labour market slowed to close out 2025, with employment rising by just 8,200 in December and the unemployment rate ticking up to 6.8 per cent as more people looked for work. The size of the labour pool is challenging to understand: the adult population increased by only 9,900, meaning a large share of employment…
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