Featured
Are Toronto Region Cities Building Faster?
Ontario has committed to building 1.5 million new homes by 2031 and has assigned housing targets to the province’s 50 largest municipalities to help achieve this goal. To incentivize progress, the province has introduced a $1.2 billion Building Faster Fund, offering funding to municipalities that reach at least 80 per cent of their annual housing…
Read more
Tariff Trajectory – Survey Says?
While Canada can retaliate against American tariff threats, our voice carries little weight with the President. What matters are voices with the US. Americans have yet to feel the impact of tariffs, but that doesn’t mean that they aren’t concerned – it’s reflected in growing worries about the economy and inflation. Beyond tariffs, issues like…
Read more
Algorithmic Pricing – A Convenient Scapegoat for Rising Rents?
On January 30, 2022, ProPublica, an non-profit news organization, published an article alleging the real estate industry was engaging in price fixing when setting residential apartment rents. The report highlighted how RealPage’s YieldStar rent application facilitated data mining and the sharing of market information—potentially including insider data—which could be seen as price fixing. This process,…
Read more
Decoding the US Bond Market
Central banks control the front end of the yield curve—market yields on bonds maturing in a few years or less—while the back end, covering bonds maturing in 10 years or more, reflects expectations for growth and inflation. In Canada, the US bond market also plays a role, as our domestic market often takes direction from…
Read more
Tariff Visibility: Who Bears the True Cost?
As part of his move to impose tariffs on China, President Trump ended de minimis tariff exemptions, which previously allowed US consumers to import goods valued under $800 without paying tariffs. This came as a shock to many shoppers, who suddenly saw tariff charges added to their bills from retailers like Temu and Schein. The…
Read more
Building a Strong Foundation for a Canadian Mortgage Securitization Market
Over the years, various efforts have been made to expand the Canadian mortgage securitization market. While some lenders have created Residential Mortgage-Backed Securities (RMBS) programs, large-scale active issuance has yet to materialize. Since these are largely one-off transactions, investors have not allocated resources to actively trade this product. There have been suggestions that changes to…
Read more
When Will Ontario Deliver on its Housing Promise?
Premier Doug Ford’s housing policy has been a topic of significant discussion and debate over the past two years. His administration has made ambitious promises and taken steps to address the housing crisis in Ontario. However, the outcomes have been mixed, with successes overshadowed by significant setbacks. A key component of Premier Ford’s housing policy…
Read more
Contact Us
Contact us today to set up an appointment.