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Key Canadian Labour Market Insights – January 2026
The Canadian labour market is showing signs of softening, with weaker job growth and a rising unemployment rate. The January 2026 jobs report highlights a decline in private-sector employment, lower overall workforce participation, and wage growth cooling to a 3.3 per cent year-over-year rate, with significant weaknesses in the manufacturing sector. Job Growth/Losses In January,…
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No Free Lunch: The Economics of Affordable Housing
Housing Minister Gregor Robertson recently said the federal government’s new Build Canada Homes agency is actively working to bring Canadian banks and pension funds into the financing of affordable homes. The ambition is understandable, but the structural challenge is not new. Steve Pomeroy, senior research fellow at Carleton University and one of Canada’s leading housing…
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Kevin Warsh’s Fed Chair Nomination: Policy and Market Implications
The President’s nomination of Kevin Warsh as Fed Chair introduces headline risk, but it is unlikely to materially alter the near-term policy trajectory. While Warsh is often characterized as hawkish based on his tenure as a Fed governor, the economic and institutional backdrop he would face limits the scope for additional easing. Warsh served as…
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CMI Financial Group Appoints Elizabeth Wood Chief Operating Officer
TORONTO, Feb. 3, 2026 /CNW/ – CMI Financial Group (CMI) is pleased to announce the appointment of Elizabeth Wood to Chief Operating Officer (COO), effective February 1, 2026. In her new role, Elizabeth will lead enterprise operations across the CMI platform, strengthening execution, scalability, and operational excellence as the organization continues to expand nationally. As part…
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What We Can Learn From Institutional Investors in Housing
Institutional investors have become convenient scapegoats for those seeking a simple explanation for the housing affordability problem. The assumption is that if they didn’t own these properties, more homes would be available to prospective buyers. The reality, however, is much more complex. Certainly, there are some fund managers who view housing purely as an asset…
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Rethinking CMHC’s Guarantee to Support Housing Delivery
The 2025 federal budget included a significant expansion of the Canada Mortgage Bonds (CMB) program, aimed squarely at increasing housing supply, particularly multi-unit rentals. Beginning in 2026, the annual CMB issuance limit will increase from $60 billion to $80 billion, with the incremental $20 billion dedicated solely to CMHC-insured multi-unit rental projects. This policy shift…
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Geopolitics and Affordability
For homeowners and prospective first-time buyers, interest rates are a key determinant of affordability. While it is unlikely the Bank of Canada will change its current policy stance in the near term, that does not mean interest rates will remain static. The central bank can influence the short end of the yield curve, but longer-term…
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