Who’s Responsible for Disclosing Mortgage Fees and Charges?
CBC’s Marketplace is a good resource for consumers who want to make sure they’re getting a good deal, and that the bargain they heard about isn’t too good to be true. This applies to everything from vacuums to complete home gyms. Last week, Marketplace turned to the biggest purchase a consumer will typically make in…
Read moreMortgage Rules not to Keep You Out, but to Keep You Thinking
There’s been a lot of talk about how Mr. Flaherty and the rest of the Conservative government wants to keep as many people out of the housing market as possible. After all, they’ve shortened the amortization periods on insured mortgages to the point where it’s simply too expensive for a homeowner to take out mortgage…
Read moreHow do Canadians Feel About the Canadian Mortgage Market?
The Canadian Association of Accredited Mortgage Professionals (CAAMP) recently released their report, Highlights from CAAMP’s Fall 2012 Consumer and Industry Surveys, a report focused on the Canadian mortgage market, and how the individuals within it feel about it. The results were very interesting as they show that for the most part, there’s a certain disconnect between how…
Read moreMortgage Lending Slowing, Household Debt Continues to Rise
Experts have weighed in from all across the country, and we can now say it’s officially true. Canada’s housing market is now in the midst of the soft landing we all saw coming. But instead of panicking that we’re headed for a period of doom and gloom, several bank chief executives met in Toronto this…
Read morePredictions for 2013 Mortgage Market
It’s just one week into this brand new year and already, some of the biggest story lines of the year are already unfolding. Everyone’s keeping a close eye on both the United States and the Euro zone to see what unfolds there (and will have an impact here,) and there are already some big indicators…
Read moreWhat is the CMB Program, and How does it Help Borrowers and Brokers?
Most Canadians have heard of CMHC, the Canada Mortgage and Housing Corporation that provides mortgage insurance for thousands of homeowners. Chances are, you either think they’re a great organization doing great things, or you think they need to have their insurance ceiling squashed, not extended. But whatever your thoughts are about CMHC as the Crown…
Read more10 Worst Cities to Live in Canada:Part 1
We’ve already brought you the 10 most affordable cities in Canada, an indicator that these are also the best cities to live. But where are the worst? Of course, things like home prices and number of home sales come into play, but when looking at the worst cities to live you need to take into consideration…
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