Market Monitor

We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with CMI.

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17 June 2016

The Culture of Debt: Canada’s Growing Credit Problem

Nearly three-quarters of Canadian families carry some form of debt. This figure is expected to increase as debt acceptance remains a cultural norm. But under the seams of this cultural norm are big issues that threaten to undermine the economy.

7 June 2016

Bank of Canada (BOC) Expected to Keep Rates Low Until 2017, Providing More Fuel for Housing Market

After cutting the benchmark interest rate to 0.5% in July 2015, the Bank of Canada (BOC) has remained largely on the sidelines, as the world’s eleventh largest economy battled plunging oil prices and slowing international demand.

1 June 2016

Canadian Real Estate Investing Continues to Pay Dividends

Real estate investing in Canada continues to pay dividends, with growth in house prices far outpacing gains in equities over the past 12 months.

19 May 2016

When (and How) to Use Second Mortgages

If you’re a homeowner, deciding whether to extract equity from your property is one of the most important decisions you’ll ever make. If you leave your existing first mortgage intact, and look to add another loan on top, this is what is known as a second mortgage. This is a potentially powerful financing options for homeowners with a lot of equity or those struggling to qualify for an unsecured loan.

14 April 2016

Canada’s Housing Market Review: March 2016 Edition

Canada’s housing market remained robust in March, as demand for multi-unit dwellings trumped rising unemployment and slower wage growth that could make it more difficult for households to afford homes.

21 March 2016

Snapshot of Canada’s Residential Mortgage Market

Canada’s housing market continued to prove its resilience in 2015, as the combination of rock bottom interest rates and a competitive finance system outweighed the negative shock of plunging oil prices on the economy. Actual home sales rose 10% on a year-over-year basis in December,[1] with first-time homebuyers representing a growing share of the residential mortgage market.

15 March 2016

Best Cities in Canada

It can be very difficult to pick any one “best city” in this beautiful country. How do you decide? Do you go by weather? Housing values? Employment numbers? For our purposes we first went mainly by size, in both land size and/or population, and then discovered a recurring trend. The biggest cities in Canada also…