Investment News and Blog
We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with confidence.
New 2018 Canadian Mortgage Rules To Drive Private Lending Demand
On January 1st, 2018, Canadians woke up to a very different lending environment. New rules instituted by the Office of the Superintendent of Financial Institutions (OSFI)…Read more
Benefits of Alternative Investments: The Case for the Mortgage Investment Corporation
Banks, institutions and high net-worth individuals have long appreciated mortgages investment corporations (MIC) as an alternative investment. Now, accredited investors can also use mortgages to grow their wealth.Read more
In the Wake of New Lending Rules, Variable-Rate Mortgages are Becoming More Popular in Canada
New mortgage rules have made it harder for Canadians to qualify for five-year fixed rate mortgages. Luckily, variable rates continue to offer more savings.Read more
Ottawa’s New Mortgage Rules Could Trigger Affordability Crisis for Canadians
Ottawa’s new mortgage rules are designed to stabilize the housing market, but could actually create more affordability challenges for cash-strapped Canadians.Read more
Canadian Mortgages Are Ballooning to Keep Up With House Prices
Since 2007, the average residential mortgage in Canada has surged 71%, placing even bigger strain on households.Read more
When (and How) to Use Second Mortgages
If you’re a homeowner, deciding whether to extract equity from your property is one of the most important decisions you’ll ever make. If you leave your existing first mortgage intact, and look to add another loan on top, this is what is known as a second mortgage. This is a potentially powerful financing options for homeowners with a lot of equity or those struggling to qualify for an unsecured loan.Read more
Should CMHC be Privatized?
When Jim Flaherty unveiled the 2013 federal budget, and showed his policy changes to CMHC, it brought up once again the question of whether or not CMHC should be privatized. This is not a new conversation, but the recent changes are already going to limit the amount of CMHC mortgage insurance that’s eligible to consumers,…Read more
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