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Debt Consolidation and Refinancing Options for Canadian Homeowners
For many Canadian homeowners, paying off debt is the number one priority for achieving financial health. Here we explore various debt consolidation and refinancing options Canadian homeowners can choose from to achieve financial freedom once and for all.
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When (and How) to Use Second Mortgages
If you’re a homeowner, deciding whether to extract equity from your property is one of the most important decisions you’ll ever make. If you leave your existing first mortgage intact, and look to add another loan on top, this is what is known as a second mortgage. This is a potentially powerful financing options for homeowners with a lot of equity or those struggling to qualify for an unsecured loan.
Read moreEverything I Need to Know I Learned in Mortgage Class
Mortgages, second mortgages, home equity loans, and secured lines of credit. How many of us graduated from high school knowing everything there was to know about these topics? How many of us knew how much of a down payment we would need to buy a home; or even how much the average home cost in…
Read moreAre You Worried about the Canadian Economy in 2012?
For years we Canadians have been priding ourselves on the fact that the global financial crisis of 2008 didn’t hit us nearly as bad as the rest of the world – especially those people to the South of us that always seem to come out just a smidge better than us. But it seems that…
Read moreMortgage Apps to Help You
So you want to apply for a mortgage but before you even start speaking to lenders, you want to be able to calculate an approximation of what your mortgage payment will be. Maybe you don’t have access to your desktop right now, or maybe you’re on a crowded Toronto subway and you don’t want to…
Read moreIs Canada’s Pension System Really so Bad?
“With all the bombardment of talk regarding the vast amount of Baby Boomers that are heading into retirement now or in the next few years, people are worried. Combined with rising debt levels, those retirees are worried about their Canada mortgage and how they’re going to pay it off when they no longer have income…
Read moreWhere will Your Kids be Living when You’re 65?
There’s nothing better than family, right? That’s what many of us believe. But what about when it comes to living with that family? And more specifically, living with our children? Having those children is a goal many of us strive to achieve in our single years. And it’s a choice we’re all very happy with during our working years when our children are small. But what about when they grow up? After they’ve graduated high school and are now responsible adults in their own rite? Sure, there’s probably still nothing better than them in our lives. But do you really want them living with you at that stage?
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