Is it Better to Rent an Apartment or Condo in Ottawa?
The Ottawa Citizen recently looked at two of the latest trends happening in Ottawa’s housing market that happen to coincide with one another: a drop in rental real estate construction and, just like everywhere else in the country, an increase in condo construction. These two trends have led to another trend: landlords that no longer…
Read moreThe Different Types of REITs
On Monday we began our mini-series on REITs, real estate investment trusts. In that post we talked about how REITs are like shares that can be bought and sold on the stock market. We also talked about how there are several different kinds of REITs you can choose to invest in. What we didn’t touch…
Read moreA Closer Look at REITs
Yesterday we warmed up all of our readers for our REIT miniseries by taking a quick look at them and finding out just what exactly, REITs are really all about. In our post yesterday we talked about how REIT stands for “real estate investment trust,” leaving many thinking that it’s a trust fund; but it’s…
Read moreWhat is a Re-advanceable Home Equity Line of Credit?
Many people know what a home equity line of credit (HELOC) is; a secured line of credit that borrows against your home equity and allows you to take out as much as you need, whenever you need it. But in addition to these standard HELOCs, there are also other types of these loans that are…
Read moreTo Pay off Debt, or Create Wealth?
“Pay off your debt, pay off your debt!” This is what Canadians have been hearing for months and months now; and with record household debt levels, it’s no real wonder why. Yes, we have a lot of debt and yes, we need to be finding ways to continue to pay it off – and the…
Read moreThe U.S.’ New Plan
President Barack Obama captured many hearts in America with the phrase, “Yes we can!”But just months into his presidency, people were already beginning to question him, as well as their own resolve that was built so strong during his campaign. People were starting to wonder whether he was really the man who could after all….
Read moreCanadian Banks Competing for Mortgages
It’s no secret that banks have been looking to increase their profit margins for some time. With interest rates lower than they’ve ever been, the banks needed to come up with new ways to make money. While it might not sound like that’s great for the consumer or homeowner looking to refinance their home or…
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