Debt Consolidation and Refinancing Options for Canadian Homeowners
For many Canadian homeowners, paying off debt is the number one priority for achieving financial health. Here we explore various debt consolidation and refinancing options Canadian homeowners can choose from to achieve financial freedom once and for all.
Read moreWill Tighter Rules be Imposed on Canada Mortgages?
For the past year (and more!) we’ve been listening to Bank of Canada’s Governor, Mark Carney, and Finance Minister, Jim Flaherty, harp on us about how much debt we’re carrying. Those warnings have been an ironic backdrop to a housing market that continues to be overvalued in many areas and most recently, the bidding war…
Read moreING Direct Offers Canadians a New Kind of HELOC
ING Direct surprised everyone in early December when they started offering collateral mortgages – and only collateral mortgages. But it seems, that wasn’t the only move the lender had on the agenda in order to get their already popular product out to even more Canadians. Now, the lender that “saves you money,” is going to…
Read moreShould You Borrow to Invest?
Borrowing to invest is a strategy that many investment professionals often tout. But, is it a really good idea? And should you put your home on the line so that you can invest, and maybe get tenfold the money back? When talking about borrowing to invest, you first need to look at what you’re borrowing…
Read moreQuestions to Ask Before Marriage
For many people, the only question that needs to be asked before getting married is the obvious one – Will you marry me? But, asking a few financial questions could also make sure that the two of you remain richer rather than poorer. So, what are the big questions you should be asking? Do you…
Read moreHow Many Gifts did You Buy with Loyalty Rewards This Year?
Christmas morning is just hours away, and many of us are just putting out our cookies for Santa, or tying a bow on our last present to tuck under the tree. Looking at the gifts you purchased this year for your loved ones, how many of those were bought through loyalty reward programs such as…
Read moreThings Not to Do in Debt Consolidation
Ah, debt consolidation! It sounds so wonderful, doesn’t it? Getting rid of those high interest rates and varying monthly balances, and just handing off all that debt to someone else in exchange for one low monthly payment. Yes, debt consolidation can be all of these things – if you do it properly. If not, it…
Read moreContact Us
Contact us today to set up an appointment.