Market Monitor

Snapshot of Canada’s Residential Mortgage Market

Canada’s housing market continued to prove its resilience in 2015, as the combination of rock bottom interest rates and a competitive finance system outweighed the negative shock of plunging oil prices on the economy. Actual home sales rose 10% on a year-over-year basis in December,[1] with first-time homebuyers representing a growing share of the residential mortgage market.

Best Cities in Canada

It can be very difficult to pick any one “best city” in this beautiful country. How do you decide? Do you go by weather? Housing values? Employment numbers? For our purposes we first went mainly by size, in both land size and/or population, and then discovered a recurring trend. The biggest cities in Canada also…

The Economy, Debt and You

Canadian Debt Infographic: The Economy Debt, and You It’s no secret that Canada’s national public debt has taken a huge hit during that last several years and that that has trickled down into households, and the average debt per capita. But just how has our country gotten into so much debt? And what does this…

Are You Drowing in Debt?

Debt Consolidation can Help You Deal with that 4-Letter Word Just about everyone has debt, and it’s not hard to see why. With living expenses always increasing, credit cards that have exorbitant interest charges attached to them, as well as the number of things that crop up during daily life, nearly everyone has debt in…

Toronto Housing Market

What Factors Affect the Toronto Housing Market? Where does it Stand Today? There are a number of factors that affect the Toronto housing market. Those factors are always at play, they’re always changing, and they can be overwhelming. So just what are those elements that are constantly evolving? What can we learn from the effects…

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