Canuck Credit Card Spending is Up
Merry Christmas! It’s here, Christmas morning is here! And while we all watch kids unwrap presents, or just spend time with our families and relax – our credit cards are doing the same thing, relaxing. After weeks, (and for some of us, months) of spending, spending, spending, credit cards are finally getting their break too….
Read moreHow Many Gifts did You Buy with Loyalty Rewards This Year?
Christmas morning is just hours away, and many of us are just putting out our cookies for Santa, or tying a bow on our last present to tuck under the tree. Looking at the gifts you purchased this year for your loved ones, how many of those were bought through loyalty reward programs such as…
Read moreThings to Consider Before Co-Signing a Mortgage
On Monday we began our mini-series about co-signers and mortgages in Canada. While we covered who they were, what they do, and how they can be a great help to home buyers, there are still a few things you need to consider if you’re considering being a co-signer for someone’s mortgage. Most of these revolve…
Read moreBreaking Down One Debt this Year Should be Your Only Resolution
It’s that time of year again. That time when we all start thinking about how we’re about to embark on a new chapter, a new beginning – a New Year. And as such, it’s time to start making those resolutions that typically include things like losing weight and quitting smoking. Often, putting money into savings…
Read moreCanadians Finally Doing Something About Debt!
Maybe it was hearing that for the first time since the recession hit, our household debt levels surpassed those of the United States. Or maybe it’s the fact that 2012 is looming ever-closer, and that means that the time is running out on Mark Carney’s promise to keep interest rates low for the remainder of…
Read moreMortgage Apps to Help You
So you want to apply for a mortgage but before you even start speaking to lenders, you want to be able to calculate an approximation of what your mortgage payment will be. Maybe you don’t have access to your desktop right now, or maybe you’re on a crowded Toronto subway and you don’t want to…
Read moreCo-Signing a Mortgage: What, and Who, is It?
Many people start to panic when a lender tells them that they’ll need someone to co-sign a mortgage for them, but they shouldn’t. Needing a co-signer simply means that you nearly meet that lender’s requirements, but they need a little more reassurance that the loan will be paid off. When you have a co-signer on…
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