Do we Really Have too Much Debt?
It really does seem like we’ve been listening to warnings about our debt for far too long, doesn’t it? For at least a year Finance Minister Jim Flaherty and Bank of Canada governor, Mark Carney have been harping on us to lower our debt and to stop taking on any more. They even tightened mortgage…
Read moreWho Holds All the Canadian Mortgages?
Have you ever wondered who holds all the Canadian mortgages? Out of all those lenders, which ones actually have most of the market share? It’s a good thing to know, especially if you’re going to be getting a mortgage or renewing your mortgage any time soon. And it also helps explain sometimes why lenders do…
Read more12 More Days to Contribute to RRSPs!
Well, it’s RRSP season again. And since there are only twelve days left to contribute to your RRSPs, we thought that we’d take a break from talking about mortgages and home equity loans in Canada so that we could cover the basics of RRSPs – and what you need to know if you’re going to…
Read moreWould you Marry Someone that was Bad with Money?
We’ve talked on this blog before about the major financial questions you should ask before you get married. But it seems, a lot of people are already asking those questions. And if they don’t get the answer they’re looking for, they’re not prepared to say “yes” when someone pops the really big question; or they just…
Read moreBanks Give Customers One More Reason to go to a Broker
It’s a question that’s been around ever since we’ve had mortgages: should you go through a bank to get your home loan, or should you go through a Toronto mortgage broker? It’s a question almost every home buyer asks themselves during the process of buying a home; and now, banks are doing nothing to swing…
Read moreCMHC: Housing Market to Remain Strong for Next Two Years
It was just yesterday that we talked about how well cottage sales are doing (already!) this year, and now it looks as though sales in the rest of the Canadian real estate world are going to be doing just fine as well. This, at least, according to Canada Mortgage and Housing Corporation’s first quarter 2012…
Read moreMild Winter = More Cottage Sales
Everyone would love a cottage, wouldn’t they? A little getaway in the woods or the mountaintops where you can spend winter nights crouched around a fireplace, or weeks in the summer spent up at the lake? It might seem like just about every Canadian’s fantasy and in fact, thousands of cottages are sold every year…
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