Breaking your Mortgage? It’s Going to get Easier to Understand
Mortgage documents can sometimes be confusing for the homeowner. What do all those terms mean? And how are those calculations figured? Most importantly, what’s it all going to cost you in the end, and why? It’s these two last questions that Canadian banks have recently focused on when looking at homeowners that want to break…
Read moreHousing Problem must be Addressed in Federal Spring Budget
It might not surprise many to find out that experts are worried about housing in Canada. Mortgages are getting higher and higher, and people continue to worry about the “bubble” that we’re in. Add that to the fact that we keep increasing our debt load, and it’s easy to see why so many Canadians are…
Read moreOne Way Parents are Saving
We talk a lot on this blog about how you can save money. You can consolidate your debts under the umbrella of a low-interest home equity loan. And you can save money on your mortgage simply by using a mortgage broker. We’ve even broached the subject of groceries and tuition expenses, showing how you can…
Read moreThe Value of a Question in Canada
While you might be sitting at home right now trying to figure out how you’re going to pay for your home renovation or your Ottawa mortgage, those in Ottawa are trying to figure out how to pay for something else – the cost of answering questions. There really is no such thing as a stupid…
Read moreOther Banks could Learn from National Bank of Canada
It was just this month that many of the major lenders cut their mortgage offerings significantly, taking advantage of the low interest rates to offer customers unheard of mortgage deals. Of course, the banks did this to give themselves a leg up on the competition, and to get people going to them for a mortgage…
Read moreIs your Cottage your Financial Getaway?
Lots of Canadians use their cottage as a getaway, whether it’s in the winter or the summer. And just a few weeks ago we talked on this blog about how cottage sales are up this year in Cottage Country due to the mild winter Ontario has been enjoying this year; and it’s no wonder why….
Read moreTimes Up! Are you in the RRSP Non-Contributor Majority?
Well, if you didn’t contribute to your RRSP by midnight on Wednesday, you’re out of luck; and if you want to start investing or build your investment, you’ll have to settle for putting that contribution to next year’s taxes. On Wednesday we talked about the number of Canadians that would put off contributing to their…
Read more
Contact Us
Contact us today to set up an appointment.