Where to Get a Secured Line of Credit in Ontario
So you need a little extra cash and you’re wondering how you can get it. A line of credit is a great way to obtain the extra funds you need, but you need to know what type of line of credit would be best for you; and then you need to know where to go…
Read moreWhy to Pay Off your Mortgage Early
Should you pay off your Sudbury mortgage earlier than what it states on the loan’s contract? The simple answer is: yes! The earlier you can pay off your mortgage, the sooner you’ll be out of that huge amount of debt, and the sooner you can start using that money elsewhere. And while it may not…
Read moreWill Toronto Housing Correct in 2012?
Is this the year that a mortgage in Toronto will become more affordable? When comparing sales figures from last year to this year, it seems that it might just be. Compared with June of last year, sales in the big city dropped 13 per cent in June 2012, according to the Toronto Real Estate Board….
Read moreWhich is Better: Refinancing a Mortgage, or Home Equity Line of Credit?
When homeowners find themselves in a situation where they need a little extra cash, they often think about changing their mortgage to come up with it. So when you find it’s time to do the same, which is better – refinancing a mortgage, or getting a home equity line of credit? The answer really depends…
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How to Remove Cosigner from Mortgage
So you cosigned a mortgage for someone, and now you want off of it. Whether it’s because the other person isn’t making up their share of the payments, or because they’re now in a position to handle a mortgage on their own, you want your name off the mortgage contract. But it was a huge…
Read moreHow to Remortgage for Renovations in Ottawa
There are many ways you can pay for a home renovation. One of the most popular ways is through a second mortgage. But you can also pay for a home renovation using a first mortgage, if you know how to do it. Here’s how to remortgage for renovations with your Ottawa mortgage. When you remortgage…
Read moreHow to Remortgage Your House in Sudbury
When it’s time to remortgage your home in Sudbury, many people get the process confused with home refinancing. This is because, like refinancing, remortgaging your home replaces your old home loan with an entirely new one. The difference between remortgaging and refinancing is that when you remortgage your home, you do so with a completely…
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