Home Renos to Make ‘Greener’ Homes
So you’ve taken out a home renovation loan and you want to start doing all the things that need to be done to make your home ‘greener.’ Everyone knows the value of being friendlier to the environment, reducing energy used, and of course, saving a lot of money along the way. But with solar panels,…
Read moreAnother Mortgage War? Banks say ‘No Thanks’
We’ve seen it happen at least twice just this year. One major lender drops their rates on five-year fixed term mortgages and all the other banks soon follow. It’s happening again. Except this time, the major banks won’t have any part of it. It was on Thursday when True North Mortgage dropped their rates to…
Read moreHousing Starts Fall, New Mortgage Rules are to Blame
Just days after Scotiabank said that Canada can expect to see a 10 per cent drop in the housing market over the next few years; while others have predicted a drop as high as 25 per cent. And from looking at the latest housing start stats, which have been down for a number of months,…
Read moreDo You Have an Emergency Fund?
Income, expenses, debt, and a savings fund. These are the four items that should appear on every personal budget. You need your income included of course, so you can know how much to spend. You also need your expenses and your debt repayment on there so that you can know how much of that income…
Read moreWho’s Doing all the Farming? Young Women!
Think of a farmer and what image comes to mind? Perhaps that of an older man tilling the fields? Or maybe it’s his wife, bent down over the crops, tending to them? These are the pictures of farmers that most of us grew up with, and what we first think of when we think of…
Read moreEducation Minister Wants Unions and Schools to Work it Out Themselves
There’s no doubt that you’ve already heard about the problems the school boards, the unions, and the Ontario government are having. The government wants to cut spending by freezing teachers’ wages for two years (not including new teachers;) cease sick day payments upon retirement; and take away teachers’ control in regards to standardized testing. Now…
Read moreThe New Trend of Buying Foreign
Forever Canadians have been scooping up cottage country in Muskoka, Kawartha, and Rideau Lakes; and no one has ever really thought much of it. But what about when we start buying our second properties in foreign countries like the United States, or even Europe? For some reason, then it becomes a much bigger deal. Not…
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