Thinking of a Cottage? Don’t Forget you Can Rent, Too!
Maybe you’re packing up the things at the cottage ready to say good-bye to another wonderful summer spent in it. Or maybe you missed out on your cottage opportunity this year and you’re organizing your plans to purchase one next year. Whatever’s got you thinking about cottage country, make sure you turn over one specific…
Read moreMajority of Canadian Retirees Carry Some Debt
A new study done by Harris Decima shows that the majority of retired Canadians are in debt. But is that really such a big deal, when the percentage of non-retired Canadians carrying debt is higher than that of their older folks? In fact, it is. Looking at the chart below, you can see the difference…
Read moreWe’re Back, Baby! According to Moody’s Anyway
We know we did good during the recession, right? Our banks remained stable, our housing market didn’t collapse, and while our job market took a few hits, it still remained relatively intact. But we were shaken in June when Moody’s lowered the rating of several of our banks, showing that we might not be standing…
Read moreDemographics to Help Keep Housing Market Afloat
While many economists are predicting a 10 – 15 per cent drop in housing prices over the next several years, Benjamin Tal at CIBC says that it’s the demographics of our country that’s going to keep our housing market afloat. Mr. Tal isn’t the first to bring up demographics in our country in regards to…
Read moreHow to Withdraw from an RESP
It’s that time of year again. Kids are getting ready to go back to school, and older kids that are headed off to college or university are looking for ways to pay for it. Hopefully an RESP has already been set up to help, but how are you supposed to access that money? A lot…
Read moreCanadians back Further in Debt
What happened? We were doing so well! A new report from TransUnion shows that while Canadians might have been successful at bringing our debt down for a little while, we’ve been backsliding some. And now, our debt levels are at the highest they’ve been in eight years – and maybe more. TransUnion has only been…
Read moreFive Ways to Save Money in University
September is just around the corner and thousands of students around the country are getting ready to pack their bags and head off in the search for higher education. But there’s something else university students get along with all of that knowledge. And we’re not talking about the Freshman 15. It’s bills. With university comes…
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