Can we Expect More Mortgage Rule Changes?
Ever since the mortgage rules were changed last summer, people have not stopped talking about them. Were they necessary? Are they too much? Is it now too hard for buyers, especially first-time buyers, to get a mortgage? And most importantly, are any more coming? The fear that we’ll once again be hit by more mortgage…
Read moreBuying Rent to Own? Make Sure You Go Through a Broker!
If you’re a home buyer who doesn’t have the full down payment and you don’t want to pay hefty mortgage insurance or take a 25-year amortization; or if you’re a home seller who can’t sell their home in today’s slower market, you might be tempted to sign into a rent-to-own deal. And if that’s the case,…
Read moreShould Realtors be Paid Broker Commissions?
If you’re a Realtor, you know that your job is about much more than just showing homes and helping secure a contract to purchase. Buyers ask Realtors about everything, from the schools in the neighbourhood to where the best mortgage in town is. When this latter issue comes up, it’s not uncommon for Realtors to…
Read moreMoney Talks: Volume 12
Valentine’s Day was yesterday and aside from the talk of romance and love being in the air, just like most other things in life it always boils down to money. How much are retailers and florists making? How much are you spending on your date? In this week’s Money Talks edition, we’ve rounded up all…
Read moreUnderstanding Credit: Part 3, Credit Reporting Time Limits
Once people understand how their credit report works, what goes on it, and how to avoid negative reporting from showing up on it, their next biggest question is typically, “How long do items stay on my credit report?” Of course, the sooner that slate is wiped clean, the sooner you can get on with rebuilding…
Read moreLandlord/Tenant Myths Debunked: Part 2
Whether you’re someone looking for a place to rent, or a landlord investor, there are always tenancy issues that can confuse anyone. And with so many myths abounding (and more popping up every day,) it doesn’t help clear it up any. Yesterday we looked at some of the biggest myths surrounding residential tenancy agreements. But…
Read moreUnderstanding Credit: Part 2, Your Credit Score
Yesterday we started our mini-series on understanding credit by taking a look at the surface of the credit report – what it is, what’s contained on it, who has it, and who can see it. Today we’ll continue by taking a closer look at the most important information on that credit report – your credit…
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