The Biggest Mistake to Avoid with Rent to Own Homes
We’ve talked about rent to own homes a couple of times before. With a rent to own home, typically a renter signs into an agreement with the current owner of the home that they will rent the property for a short while, before purchasing the home outright. While renting, the renter pays a small percentage…
Read moreWalking the Fine Line of Housing Stimulus and a Housing Bubble
Finance Minister Jim Flaherty seems to have been walking a fine line with the taxpayers over the past couple of years. Four years ago he increased the amortization periods on mortgages to 40 years – a whopping amount of time, considering how low that could make some monthly mortgage payments. Flaherty was criticized for this…
Read moreThe 3 Biggest Mistakes First-Time Home Buyers Make
Just yesterday we talked about the biggest mistakes anyone can make when buying an older home, such as not making sure that certain systems are up to code and in proper working order. But first-time home buyers are a group that are especially prone to making some other pretty common mistakes on any home they…
Read moreThings to Consider when Buying an Older Home
Purchasing a home that has all the latest and greatest appliances and other amenities and all the modern fixin’s can come with many advantages. But so can buying an older property that holds charm and character that today’s newest cookie-cutter developments can’t come close to delivering. They can also come fraught with problems and headaches…
Read moreMoney Talks: Volume 15
This week there was a lot of mortgage and housing talk as the Bank of Canada, not surprisingly, kept the interest rate right where it’s been for the past two years; and CMHC changes their construction forecast. And while that gives everyone a lot to talk about, Gail Vaz-Oxlade gives us a lesson on how…
Read moreWhen’s the Best Time to Buy a New Home? At the End of This Year!
The Canadian housing market can be a hard one to predict lately. At the end of last year, many home buyers were sitting on the sidelines waiting for prices to come down. In some parts of Canada that is happening, and so buyers might be thinking about jumping into the market during the busy spring…
Read moreTips for Leaving the Filing of Your Taxes to Someone Else
We still have just under two months before that April 30 deadline hits to file your taxes. And while we’ve given tips for filing taxes yourself, such as the tax breaks that are available to you, what about when you’re paying someone to do them? Are there any tips you should keep in mind, or…
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