Way to Go Toronto, the Fourth Largest City in North America!
For all the talk about Toronto’s housing market and how overheated it is, and speculation that Toronto homeowners will find themselves with underwater mortgages once prices drop, there’s always one factor that’s given in support of it: Toronto is one of the biggest cities in North America and it experiences growth every single day. And…
Read moreAre You Getting all the Tax Breaks You Can?
The RRSP deadline has come and gone and now everyone’s wondering about how they can get even more tax shelters when they hand in their income taxes (for those that haven’t done so already.) Here are some of the biggest tax breaks you can get, along with where to find more info about them. Home…
Read moreJust How Affordable is a Toronto Mortgage?
Toronto real estate has been in the hot seat for awhile now. It’s far too active, prices are still too high, and there’s an overstock of inventory on the market right now that one day, is going to bite builders in the but. But is this city really too pricey for most? Or is it…
Read moreIs BMO’s Rate Cut the First of Many We’ll See?
Last spring was a tumultuous time for the mortgage market – especially if you were Finance Minister Jim Flaherty. Mortgage interest rates were at rock-bottom lows (and still are,) we didn’t have the strict mortgage rules that are in place now, and banks started to compete for business. Seriously compete for business. Most of them…
Read moreWill the Bank of Canada Lower Rates this Week?
The word has long been that Mark Carney, Bank of Canada governor, would soon be raising interest rates now that the near-crisis in housing seems to be dying down, and government officials continue to become increasingly worried about debt. But whether or not that rate will be increased is something we’ll all see this Wednesday,…
Read moreShould You Give Kids an Allowance?
Over the course of a child’s life there are many difficult decisions parents have to make. And one of them is whether or not to give their children an allowance. Just like anything else, there are arguments both for and against the case of giving kids money for doing virtually nothing. So, which one is…
Read moreCan Canada Post Charge to Set Up Mailboxes?
As if home builders weren’t having a hard enough go of it in today’s housing market. With an overstock of supply in many markets, as well as a softening housing market that doesn’t hold near the interest to buyers that it did a year ago, builders and developers have had to scale back on the…
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