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Market Monitor

We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with CMI.

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6 March 2013

Now it’s Even Easier to get Those Farm Mortgages!

No, farm mortgages haven’t had their rules drastically changed to make them easier to obtain. But the fact that farmers are set to have much higher income levels in 2012 than in 2011 means that they’ll now have more money to use for those farm mortgages! It’s the annual Farm Income Forecast that’s prepared by…

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6 March 2013
Debt Consolidation can Help You Deal with that 4-Letter Word

Just about everyone has debt, and it’s not hard to see why. With living expenses always increasing, credit cards that have exorbitant interest charges attached to them, as well as the number of things that crop up during daily life, nearly everyone has debt in some form or another. The question is, what do you…

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6 March 2013
Way to Go Toronto, the Fourth Largest City in North America!

For all the talk about Toronto’s housing market and how overheated it is, and speculation that Toronto homeowners will find themselves with underwater mortgages once prices drop, there’s always one factor that’s given in support of it: Toronto is one of the biggest cities in North America and it experiences growth every single day. And…

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5 March 2013
Are You Getting all the Tax Breaks You Can?

The RRSP deadline has come and gone and now everyone’s wondering about how they can get even more tax shelters when they hand in their income taxes (for those that haven’t done so already.) Here are some of the biggest tax breaks you can get, along with where to find more info about them. Home…

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5 March 2013
Just How Affordable is a Toronto Mortgage?

Toronto real estate has been in the hot seat for awhile now. It’s far too active, prices are still too high, and there’s an overstock of inventory on the market right now that one day, is going to bite builders in the but. But is this city really too pricey for most? Or is it…

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4 March 2013
Is BMO’s Rate Cut the First of Many We’ll See?

Last spring was a tumultuous time for the mortgage market – especially if you were Finance Minister Jim Flaherty. Mortgage interest rates were at rock-bottom lows (and still are,) we didn’t have the strict mortgage rules that are in place now, and banks started to compete for business. Seriously compete for business. Most of them…

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4 March 2013
Will the Bank of Canada Lower Rates this Week?

The word has long been that Mark Carney, Bank of Canada governor, would soon be raising interest rates now that the near-crisis in housing seems to be dying down, and government officials continue to become increasingly worried about debt. But whether or not that rate will be increased is something we’ll all see this Wednesday,…

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