I bring 10 years of experience in the mortgage industry, private mortgage investing, arranging mortgages for both bank clients as well as for subprime clients unable to qualify for low rate prime products due to credit issues, nature of employment (contract or self-employed) or those new to Canada. Having seen thousands of applications during these 10 years taught me that each borrower is unique and that a simple credit bureau review may not adequately explain a particular borrower’s situation.
My role as a mortgage agent has been to assist not just bank clients, but also those who require an alternative source of funds until their situation changes and they meet the lending criteria of a bank or lower-rate lender. I have extensive and vast business knowledge of the mortgage lending industry and I am comfortable and familiar with the lending programs of many subprime and private lenders, many of whom I interact with on a daily basis in order to place and facilitate the closing of mortgage deals.
Areas of Expertise
- Residential Mortgages
- First, Second and Third Private Mortgages
- Debt Consolidation
- Investment Properties
- RRSP & RESP Mortgage Investing