Market Monitor

We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with CMI.

Featured

6 March 2012

Finance Minister Jim Flaherty Still Concerned

It’s no secret that Finance Minister has been the driving force behind the changes made to HELOCs and other forms of borrowing made within the last year. He, along with many others in Ottawa, is concerned that our housing prices are too high, our interest rates are too low, and it’s causing us to take…

1 February 2012

CMHC is Nearing Mortgage Insurance Cap

Many of us know about CMHC mortgage insurance; and those of us that do are either trying to find a way out of paying it, or are hoping that we never have to. But on Tuesday, the Canada Mortgage and Housing Corporation issued a statement to all major banks in Canada, saying that they were…

4 December 2011

Mortgage Debt for Canadians is Going Down

For months we’ve been hearing about how Canadians need to start taking their debt seriously. The federal government started that ball rolling early in the year, putting tighter restrictions on secured line of credit borrowing. Canadians in turn, started to take their own debt seriously. Maybe because of the economic uncertainty around the world, or maybe just to keep our economy’s head above water – something we managed to do even during the recession. But among all the talk, there was always one exception – mortgages

12 September 2011

Should Mortgage Rules be Tightened Further?

Mortgage brokers and banking economists are at odds about whether or not Canada’s mortgage rules should be tightened once again, making it more difficult for more people to get mortgages. Mortgage brokers disagree with each other, and bankers can’t seem to agree among themselves either. But why are we even asking the question?

11 November 2010

“Well Regulated Mortgage Market” Key Factor as Canada Weathers Economic Storm

Sound risk Management and Strong Fundamentals Lead to Success in the Canadian Mortgage Market.

27 May 2010

Cash Back Mortgages – Pros and Cons

Cash Back Mortgages – Not for Everyone. We all know that buying a home or condo is expensive. Especially, if one considers the usual associated costs of home ownership: down payment, legal and bank fees.

30 April 2010

Understanding Mortgage Terms to Make an Informed Decision

Understanding Mortgage Terms Will Help You Make Better Financial Decisions When it Comes Refinancing. It’s starting to feel a little like doomsday around here. We knew that the Bank of Canada was going to raise mortgage rates.