Things to Consider when Buying an Older Home
Purchasing a home that has all the latest and greatest appliances and other amenities and all the modern fixin’s can come with many advantages. But so can buying an older property that holds charm and character that today’s newest cookie-cutter developments can’t come close to delivering. They can also come fraught with problems and headaches…
Read moreDo Renting and Mortgages Really Equal Out to About the Same?
We’ve talked a lot on this blog lately about how the idea of home ownership has become the be-all-end-all for many Canadians, or at least how many of the experts think it has anyway. Delving deeper into that idea, one of the reasons why many Canadians seem so obsessed with the idea of owning a…
Read moreBuying Rent to Own? Make Sure You Go Through a Broker!
If you’re a home buyer who doesn’t have the full down payment and you don’t want to pay hefty mortgage insurance or take a 25-year amortization; or if you’re a home seller who can’t sell their home in today’s slower market, you might be tempted to sign into a rent-to-own deal. And if that’s the case,…
Read moreIs the Home Buyer’s Plan Right for You?
A couple of days ago we talked about the RRSP Home Buyer’s Plan and the questions that have arisen surrounding it. Namely, should the government get rid of it, in order to encourage savers and investors to leave their money where it is, and not go into debt? The question came up after the Canada…
Read moreShould the Government Get Rid of the Home Buyer’s Plan?
The Home Buyer’s Plan. We all know what it is. Individuals who contribute to their RRSPs can withdraw up to $25,000 from their RRSPs when it comes time to buy their first new home. That money won’t be taxed as income on the following tax return; but the funds do have to be repaid in…
Read moreHomeVerified Now Here to Help Canadian Home Buyers!
When you’re a Canadian home buyer looking for a mortgage in Toronto or another major city, and a home to go along with it, there are plenty of tools available to help you in your search. Home inspection reports, title searches, and current market value tools are all ready to help you make sure the…
Read moreIs Your Home an Expense, or an Investment?
Scotiabank recently surveyed a group of homeowners, asking them everything from whether they considered their home as an expense or investment to whether or not they’ll still have a mortgage when they enter retirement. Here are the findings from that survey. Expense, or Investment? As you can see from the above chart, a large…
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