Market Monitor

We keep our finger on the pulse of the mortgage investment market to provide you with the latest news and trends from our team of experts. Read our blog to get the latest on mortgage investing so you can invest with CMI.

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26 June 2016

Strong Mortgage Regulations Make Canada Resilient to Housing Crisis: Moody’s

Rock-bottom interest rates are driving an unprecedented housing boom that has many economists worried about an overvalued market. But a recent report from Moody’s suggests Canada is more than capable of withstanding a market correction without a US-style recession.

17 June 2016

The Culture of Debt: Canada’s Growing Credit Problem

Nearly three-quarters of Canadian families carry some form of debt. This figure is expected to increase as debt acceptance remains a cultural norm. But under the seams of this cultural norm are big issues that threaten to undermine the economy.

7 June 2016

Bank of Canada (BOC) Expected to Keep Rates Low Until 2017, Providing More Fuel for Housing Market

After cutting the benchmark interest rate to 0.5% in July 2015, the Bank of Canada (BOC) has remained largely on the sidelines, as the world’s eleventh largest economy battled plunging oil prices and slowing international demand.

1 June 2016

Canadian Real Estate Investing Continues to Pay Dividends

Real estate investing in Canada continues to pay dividends, with growth in house prices far outpacing gains in equities over the past 12 months.

14 April 2016

Canada’s Housing Market Review: March 2016 Edition

Canada’s housing market remained robust in March, as demand for multi-unit dwellings trumped rising unemployment and slower wage growth that could make it more difficult for households to afford homes.

21 March 2016

Snapshot of Canada’s Residential Mortgage Market

Canada’s housing market continued to prove its resilience in 2015, as the combination of rock bottom interest rates and a competitive finance system outweighed the negative shock of plunging oil prices on the economy. Actual home sales rose 10% on a year-over-year basis in December,[1] with first-time homebuyers representing a growing share of the residential mortgage market.

29 November 2013

IMF says Ottawa should Back Away from Mortgage Insurance

The International Monetary Fund spoke out this week about the mortgage insurance market and mainly, Ottawa’s involvement in insuring mortgages for the banks. While speaking to reporters in Toronto, IMF mission chief, Roberto Cardarelli, said that not only does this put taxpayers at risk, but it’s money that could be put to better use; and…