What are High-Risk Mortgages?
Many people think that in order to get a mortgage in Canada, you must have a great credit score, and generally this is true. However, there is a certain type of mortgage, called a high-risk mortgage, that allows people even with blemished credit to still become a homeowner in Canada. So when your credit score…
Read moreA Financial Look Back
It’s a New Year! A time to look forward and hope for a new day. But before we start all that, let’s first take a look back at all the changes that took place last year, and how that may affect the year ahead. Tighter Mortgage Rules It was very early in the year when…
Read moreSelf-Employed and Getting a Mortgage: Get your Documents Ready!
For the past two weeks we’ve been exploring the different ways to get around the obstacles of obtaining a mortgage when you’re self-employed, and the many options that are available for those that work for themselves when it comes to home loans. But the process of getting a mortgage when you’re self-employed can be a bit more complicated than if you have a paycheque coming from the Big Boss every two weeks; and being armed with all the documentation you’ll need will help you get your mortgage that much quicker.
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