Shortage of Women = Greater Spending for Men
If the way to a man’s heart is through their stomach, the way to a woman’s is through a big pocketbook. That’s what men often think at least, according to a new study done by the University of Minnesota’s Carlson School of Management. The study showed that when there are more women than men living…
Read moreSuper Bowl XLVI: Breaking down the Numbers
Yep, we talk numbers an awful lot on this blog. Whether it’s the interest rate, home equity calculations, or helping you figure out what you’ll pay for your second mortgage, when you talk mortgages you talk numbers, and we do it a lot. But today is a special day, it’s the Super Bowl! And while…
Read moreHow to Really Save While Shopping Online for the Holidays
Canadians are trying to reduce their debt, and we’re trying to keep more in our savings too. Good for us, but the holidays are a very hard time to do either of those things. And if you’re like most Canadians, to keep on track, you’ve been keeping your ear to the ground listening for those ever-important money-saving holiday tips. There are a lot of them, but the one that comes up most often: do most of your shopping online! Yes, shopping online is definitely much more convenient, and it can save you money, as more retailers are starting to offer online-only discounts. But in order to make sure that shopping your PJ’s is really saving you money make sure to have these tips close at hand so you don’t end up taking out a second mortgage just to pay for the holidays.
Read moreCan You be an Extreme Couponer in Canada?
We usually gather on this blog to discuss the latest Canada mortgage news and discuss how you can get and use things like home equity loans. Today though, we’d like to talk about a way to use that mortgage (and those loans) to save you even more money – we’re talking about extreme couponing!
Read moreThe Smart Way to Use a Credit Card
We all know that when it comes to borrowing, it’s always smarter to tap into your home equity using things like a home equity loan or a HELOC instead of using high-interest credit cards. But in an ideal world, we also like to have that small piece of plastic tucked away for emergencies, or to use while we’re rebuilding our credit. Credit cards can be very helpful, but you can get even more out of the one you use if you know how to use it wisely.
Read moreFood Prices Predicted to Go Down in 2012
All the Canadian financial news lately has been mortgage news, it seems. Fixed rates are equaling variable rates, and even more importantly, rates are going to continue to stay low well into next year. This, Bank of Canada says, is in answer to a shaky global economy as well as a Canadian economy that is still rebounding from the recession. Now though, things are turning around on the flip side of the financial coin, and market and retail prices are predicted to go down in the near future. Of the most notable dips, is that of food prices.
Read moreDo You Have Too Much Debt?
We talk about debt a lot on this blog. Good debt, bad debt, how to get out of debt, how to wisely take on more debt, and how to rearrange your debt so that you don’t pay so much on it. But, the one thing people don’t often ask themselves is: Am I in too much debt? Either they think they’re fine because they were just approved for a loan, or they automatically assume that they do have too much debt, even though they may only be carrying a mortgage. So, how much debt is too much? And are you in too deep?
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