Setting the Standard in Canadian Private Mortgage Investing
Institutional Experience
At the forefront of Canada’s private-mortgage market, CMI Financial Group has built an institutional-grade platform that originates, underwrites, funds, and services residential and mixed-use mortgages nationwide. Our $1 billion+ in assets under management and $3 billion+ in funded volume demonstrate proven capacity to deploy large, programmatic capital across uni-tranche, mezzanine/junior, and senior-debt structures. We partner with private-equity funds, pension plans, life insurers, and bank treasury desks to tailor mandates that fit complex portfolio objectives.
Flexible Capital Solutions
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CMI MIC Funds — Prime, Balanced, and High-Yield
A turnkey, pooled-fund solution that delivers diversified mortgage exposure and monthly income. Subscriptions and redemptions are processed on a monthly cycle, subject to fund terms and prevailing market conditions. -
Uni-Tranche and Mezzanine Debt Facilities
Subordinated capital lines structured for private-equity portfolio companies and residential real-estate sponsors. Terms and exits are negotiated to match deal-specific timelines and return targets. -
Forward-Flow and Table-Funding Programs
A continuous pipeline of senior residential loans for banks, insurers, and pension funds. Commitments are funded through scheduled draws, ensuring predictable deployment of capital at scale. -
Custom Whole-Loan Pools
Bespoke portfolios—first or second liens—tailored by loan-to-value, province, duration, and other covenant criteria. Investors typically hold these pools to term, aligning cash-flow timing with strategic goals.
CMI offers multiple institutional pathways, each designed to match a distinct capital-deployment objective and liquidity profile.
Performance & Track Record
| Historical Gross Loss Rate | < 1 % | 2015 – 2025 |
| Annualized Net Returns | 6 – 11 %* | 10-yr blended |
| Advance Rates | ≤ 75 % LTV (1st) / ≤ 85 % LTV (2nd) | Portfolio averages |
*Range reflects Prime, Balanced, and High-Yield strategies. All funds report IFRS-audited financials and monthly fact sheets.
Who We Are
Our leadership team combines award winning private mortgage pioneers with experts in banking, capital markets , governance, and technology. Together, they bring decades of collective experience across mortgage origination, underwriting, treasury management, and regulatory compliance. This blend of institutional discipline and innovative execution enables us to deliver consistent, risk adjusted returns through all market cycles.
Bryan Jaskolka
Founder and Chief Executive Officer
Bryan is the visionary behind CMI Financial Group. Under his leadership, CMI has grown from a family-owned brokerage to become Canada’s premier private mortgage lender and one of the fastest-growing companies in Canada.
As a driving force in the Canadian private lending and mortgage financing industries, Bryan is regularly recognized for his leadership and innovation. He was named to the 2021 Mortgage Global 100 by Canadian Mortgage Professional and Entrepreneur of the Year at the 2021 CanadianSME National Business Awards. In addition to his vision, he brings expertise in residential, construction and commercial financing to the team. And as a committee member of the Canadian Mortgage Brokers Association, Bryan is committed to helping to define industry best practices.
Mike Spero
Chief Operating & Financial Officer
Mike is a career banker with more than 25 years’ experience leading through all phases of the business lifecycle—from vision and creation through rapid rollout and expansion.
As one of the founders of President’s Choice Financial, Dundee Bank of Canada and Ally Canada, Mike took responsibility for product development and sales channels. During his time at National Bank, he helped develop the first FundServ issued Savings account in Canada. Most recently, he oversaw operations at Street Capital Bank of Canada. Mike is a CPA, CMA and holds a BMath and an MBA.
Kevin Fettig
President
Kevin is an accomplished executive with more than 30 years of experience in capital markets, including more than 15 years in the mortgage industry.
He has held senior positions with CMLS Financial, Canada Guaranty, Genworth Financial, Triad Guaranty Insurance and Canada Mortgage and Housing Corporation (CMHC). Some of his career highlights include building and managing residential underwriting, servicing, treasury and investor relations programs at CMLS Financial and managing a number of National Housing Act Mortgage-Backed Securities products at CMHC. He holds an Honours Bachelor of Arts in Economics, a graduate degree in management, a master’s degree in Economics and an MBA.
Elizabeth Wood
Chief Administrative Officer and Chief Compliance Officer
Elizabeth is a solutions-oriented leader with expertise in organizational design, change management, policy development and implementation, and regulatory oversight and governance.
In recognition of her trailblazing contributions, Elizabeth was twice recognized among Canadian Mortgage Professional’s Women of Influence (2019 & 2022) and was named 2021 Woman of Distinction at the Canadian Mortgage Awards. In 2023, she was recognized among Canada’s top 50 executive leaders as a recipient of the Report on Business Best Executive Awards. Elizabeth is a dedicated mental health advocate and Chair of the Canadian Lender’s Association’s Diversity, Equity and Inclusion roundtable. She has earned an MBA, a Bachelor of Commerce in Management, and a Bachelor of Arts in Psychology. Elizabeth holds several industry-leading certifications, is an instructor and course content developer with the McMaster University CCE Business and Marketing programs, a Canadian Neuroendocrine Tumor Society (CNETS) board member, and Treasurer of the board of directors of CIM Chartered Managers Canada.
Blue McClellan
Chief Information Officer
As a leader of CMI’s technology division, Blue drives our IT strategy forward.
He spent the first decade of this century working in the technology departments of software firms servicing financial institutions in Toronto and New York, including Merrill Lynch, BMO and Scotiabank. As a project manager, he created and developed web-to-press and content management systems and built corporate intranets from scratch. Blue holds a BMath, has competed internationally in sports and owned his own sports event management company.
Contact Us
Contact us today to set up an appointment.